So this year during racing season Bruce and I decided that we wanted to get completely out of debt and owe no one. We discussed our options and decided that we would race a little less next year and really focus on paying off everything we owe so that we could focus on racing a little more later.
We decided that we would start this once racing season was over this year, so that is exactly what we did. Racing season ended for us on October 12th this year and we decided we would get on with the plan from there. I am excited to say that we paid off the most annoying bill we have had so far this past Friday. A Halloween present to ourselves. If we stick to our plan and no major events happen we should have our house (the last debt) paid off in 4 years. That is only 8 years into our loan. Something to look forward to. After that we are taking a trip. Maybe DisneyWorld or the Tour de France.
So why did I call this CHANGING OUR FAMILY TREE. Because I don't want Kolbie to ever be burdened by the mistakes his parents made. I want him to know that you can have what you want without paying for it for 5 years and that you can do whatever you want without hoping it pays enough to pay everyone else. True happiness comes from living life to the fullest and not from material possession that you can't take with you anyway. Happiness is doing what you love and not what you have to. That is called a JOB. If changing my family tree works as I know that it will then my JOB will soon be less burdensome and maybe a little fulfilling.
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